A financial operating system built for freelance income — not steady paychecks. Nonodia helps you analyze your CSV and cashflow, send milestone invoice links paid via Stripe, and instantly see your true cash runway.
Get started freeIncome
€800
Jul 2026
↓ 89%Expenses
€1,538.97
Jul 2026
↓ 44%Cashflow
-€738.97
expenses exceed income
↓ 116%Margin
-92%
Jul 2026
↓ 156%Risk
Medium
11 of 14 months positive
Cash runway
2 months
€5,250 in net outstanding milestones (4 milestones) ÷ an average spend of €2,314.79/month.
€7,000 gross, after ~25% estimated tax
Expected this month
View projects →
€5,250
€7,000 gross, after ~25% estimated tax
From 4 project milestones
Before tax reserve
BB LTD
Final payment (50%)
Halden Co.
Final payment (50%)
Halden Co.
Deposit (50%)
Ferro & Oak
Deposit (50%)
Most finance tools bury you in administrative busywork — asking: "Did you categorize this receipt?" or "Did you log this utility bill?"
They never answer the critical, late-night questions that actually keep independent creators awake:
Is my business genuinely healthy right now?
If my current client project delays for three weeks, when do I run out of money?
How much of this invoice payment is actually mine to spend, and how much belongs to the tax collector?
Business Health Score
Watch closelyWorth watching — a mixed picture, with 11 positive and 3 negative months out of the last 14.
Cashflow Risk
Moderate Risk
Some months show cashflow pressure. Worth monitoring expenses and building a 2-month buffer.
11 of 14 months positive
Business Direction
↓ WeakeningOver the past 14 months (Jun 2025 – Jul 2026), income fell 86%, from €5,600 to €800. Meanwhile, Taxes spending has been growing.
How This Forecast Was Built
Data analyzed
June 2025 – July 2026
Months of history
14 months
Transactions
231
Forecast confidence
High
The math behind it
Confidence, weighting, and assumptions
Business Health Score
Watch closelyWorth watching — a mixed picture, with 11 positive and 3 negative months out of the last 14.
Cashflow Risk
Moderate Risk
Some months show cashflow pressure. Worth monitoring expenses and building a 2-month buffer.
11 of 14 months positive
Business Direction
↓ WeakeningOver the past 14 months (Jun 2025 – Jul 2026), income fell 86%, from €5,600 to €800. Meanwhile, Taxes spending has been growing.
Explore three years of Sophie Martin's freelance business. Discover how Nonodia uncovers income and expense trends, client concentration, cash flow, and forecasts.
Explore Interactive DemoNo account required. Opens in seconds.
Free-forever white-labeling, no "brand tax"
Other platforms charge a separate monthly fee just to remove their watermark from your client-facing pages. We think that's ridiculous. Your brand belongs to you. Customize your invoices and client portals with your own logo, fonts, and colors for €0. Forever.
Live milestone runway forecasting
Milestone payments are volatile and high-ticket, not steady. We pair your monthly burn rate with your upcoming milestones, so your dashboard shows exactly how many months of runway you have — live.
Milestone Timeline
Acme Co. — Website Redesign
Jan 10
Mar 14
Due October 2
The visual tax shield
See your gross payout versus your true net spendable cash instantly. Your estimated tax bracket is isolated right on your screen, so you never accidentally spend money that belongs to the tax collector.
Payout Breakdown
Acme Co. — Website Redesign
How we make money
We don't charge a flat monthly fee, because we don't think you should pay for software during dry periods.
Our core operating platform is completely free to use. Create unlimited projects, run your CSVs, and customize your branding without ever entering a credit card. We only collect a lean 0.3% fee, automatically deducted when your client successfully clears a milestone invoice through your secure payment link.
If you aren't earning, our tool costs you absolutely nothing.
Every hour lost to complicated software is stolen from your craft. Nonodia makes it so simple and easy for developers, designers, video editors, and consultants to reclaim that wasted time.
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